Property Damage
Insurance Claim?
Let’s Separate the Policy From the Construction.
Insurance claims become confusing because homeowners are suddenly dealing with two different questions: What is covered? and What does the property actually need?
Your insurance carrier determines coverage. 323 Services helps address the construction.
What 323 Services Can Help With
- ✓Property inspections
- ✓Damage documentation
- ✓Construction scopes
- ✓Repair estimates
- ✓Roofing estimates
- ✓Restoration estimates
- ✓Reconstruction estimates
- ✓Construction-related questions
- ✓Appropriate communication regarding scope
- ✓Completing approved construction work
Straight Answers Matter.
We don’t believe contractors should promise:
“Insurance will buy you a new roof.”
“Your claim is definitely covered.”
“Your carrier has to pay this.”
Those decisions belong to the insurer under the policy. Our job is to clearly document legitimate construction conditions and explain the work required.
How a Claim Typically Moves
- 01
Damage Occurs
- 02
Property Is Inspected
- 03
Damage Is Documented
- 04
Insurance Evaluates Coverage
- 05
Construction Scope Is Established
- 06
Differences Are Clarified Where Appropriate
- 07
Repairs Are Scheduled
- 08
Construction Is Completed
